How it works…
- Fast approvals
- No down payment
- No collateral and unsecured loans
- Affordable monthly payments
- Terms from 6 months to 60 months
- No early payment penalty
- Competitive interest rates start at *7.95% and can go up to 25.95%
We are now offering financing options!
Prairie Oxygen is happy to assist you at any of our clinics with your application process.
Application Process
Easy Application Options
- Obtain application form from local branch
- Complete Online Application
- Complete Application through phone: 1-888-689-9876
- Send application form through Fax: 1-888-689-9872
Medicard’s Approval Process
- Review the client’s credit report
- Forward Status Summary to client
Loan Documentation
- Client signs disclosure statement
- Client sends photocopy of Picture ID
- Client sends photocopy of personalized void cheque
Prairie Oxygen: Financing Confirmation
- Prairie Oxygen will complete the financing confirmation and funds request form
Patient Financing Options – FAQ’s
Does it cost me anything to apply for financing or seek approval?
No. You can apply for financing or seek approval – there is no cost!
Can I repay before the end of the term?
Yes, there is no penalty for repayment. You can repay at any time.
How soon can I get approval for financing?
Almost immediately. Many approvals are given while the client is still at the service provider’s office.
If I do not have credit history, can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.
Can I borrow a portion of the total amount of the purchase?
Yes, Medicard will pay directly to Prairie Oxygen whatever portion you would like to borrow, be it the total cost or a portion of the cost.
Do I have to put down a deposit to borrow?
No. A deposit is not required.
How long may I finance the purchase?
The term can range from 6 months to annually until 6 years.